Retirement plan

VISTA METALS GEORGIA PRODUCTION EMPLOYEES 401(K) PLAN

Name: VMC SPECIALTY ALLOYS LLC - VISTA METALS GEORGIA PRODUCTION EMPLOYEES 401(K) PLAN (2019) Form 5500
Creator: VMC SPECIALTY ALLOYS LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VISTA METALS GEORGIA PRODUCTION EMPLOYEES 401(K) PLAN, VMC SPECIALTY ALLOYS LLC

VMC SPECIALTY ALLOYS LLCdba VISTA METALS GEORGIAEIN 27-1043263Plan #003PY 2019

800 MARTIN LUTHER KING DRIVE - ADAIRSVILLE, GA 30103909-823-4278LinkedIn1-10 employeesmining & metals

Other plans on this EIN

1 filing

#001Retirement-$3.0M assets

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$1.1M

+61.4% from 2018

Total participants

290

+36.2% from 2018

Average account balance

$4,003

+15.2% from 2018

Annual return

23.07%

+34.24 pp from 2018

Benchmarks

See 4,276 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort4,276 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$8K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

338

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$691K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$33

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
EEC ADMINISTRATION1 year Service code 99 · EIN 46-0857343 14841 YORBA STREET · TUSTIN, CA 92780	Other Fees	$4,239
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Service code 15 · EIN 04-1590850 1295 STATE STREET · SPRINGFIELD, MA 01111	Recordkeeping	$3,957
CAPITAL SYNERGY PARTNERS1 year Service code 22 · EIN 33-0837865 4400 MACARTHUR BLVD. · NEWPORT BEACH, CA 92660	Insurance Broker	$0

Plan features & details

Pension benefit codes2E2F2G2J3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$8K

$50 / participant

Contract admin$8K100.0%

% of EOY assets

0.724%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WINDES, INC.
Auditor EIN: 923001179
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$4,003

$65,378-93.9%

$87,103-95.4%

$65,186-93.9%

Participation rate

95.7%

75.3%+20.4pp

76.9%+18.9pp

70.2%+25.5pp

Annual return

23.07%

31.28%-8.2pp

28.19%-5.1pp

29.39%-6.3pp

Employer contribution / active EE

$1,039

$1,823-43.0%

$2,521-58.8%

$2,177-52.2%

Participant deferral / active EE

$1,099

$3,389-67.6%

$4,049-72.9%

$3,514-68.7%

Admin fee / account holder

$29

$520-94.4%

$7,491-99.6%

$847-96.6%

Provider

Service type

Compensation

EEC ADMINISTRATION1 year

Service code 99 · EIN 46-0857343

14841 YORBA STREET · TUSTIN, CA 92780

Other Fees

$4,239

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Service code 15 · EIN 04-1590850

1295 STATE STREET · SPRINGFIELD, MA 01111

Recordkeeping

$3,957

CAPITAL SYNERGY PARTNERS1 year

Service code 22 · EIN 33-0837865

4400 MACARTHUR BLVD. · NEWPORT BEACH, CA 92660

Insurance Broker

VISTA METALS GEORGIA PRODUCTION EMPLOYEES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VISTA METALS GEORGIA PRODUCTION EMPLOYEES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion