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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,669 | $96,419-20.5% | $80,648-4.9% | $139,487-45.0% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 14.74% | 1352.86%-1338.1pp | 937.21%-922.5pp | 373.84%-359.1pp |
| Employer contribution / active EE | $4,125 | $3,261+26.5% | $2,724+51.4% | $4,755-13.3% |
| Participant deferral / active EE | $11,901 | $5,225+127.8% | $4,443+167.8% | $6,713+77.3% |
| Admin fee / account holder | $5,736 | $6,605-13.2% | $5,382+6.6% | $11,407-49.7% |