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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,263 | $108,911-62.1% | $100,392-58.9% | $145,884-71.7% |
| Participation rate | 69.6% | 83.0%-13.4pp | 81.5%-11.9pp | 80.3%-10.7pp |
| Annual return | 17.34% | 58.23%-40.9pp | 49.45%-32.1pp | 551.85%-534.5pp |
| Employer contribution / active EE | $2,425 | $4,420-45.1% | $3,941-38.5% | $4,662-48.0% |
| Participant deferral / active EE | $10,083 | $8,459+19.2% | $8,090+24.6% | $6,690+50.7% |
| Admin fee / account holder | $2,728 | $9,698-71.9% | $7,904-65.5% | $13,392-79.6% |