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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,263 | $108,942-62.1% | $100,415-58.9% | $145,897-71.7% |
| Participation rate | 69.6% | 83.0%-13.4pp | 81.5%-12.0pp | 80.3%-10.7pp |
| Annual return | 17.34% | 58.27%-40.9pp | 49.47%-32.1pp | 552.29%-535.0pp |
| Employer contribution / active EE | $2,425 | $4,422-45.2% | $3,943-38.5% | $4,663-48.0% |
| Participant deferral / active EE | $10,083 | $8,461+19.2% | $8,091+24.6% | $6,689+50.7% |
| Admin fee / account holder | $2,728 | $9,702-71.9% | $7,906-65.5% | $13,390-79.6% |