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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,263 | $108,897-62.1% | $100,378-58.9% | $145,877-71.7% |
| Participation rate | 69.6% | 83.0%-13.4pp | 81.5%-11.9pp | 80.3%-10.7pp |
| Annual return | 17.34% | 58.17%-40.8pp | 49.41%-32.1pp | 551.28%-533.9pp |
| Employer contribution / active EE | $2,425 | $4,420-45.1% | $3,942-38.5% | $4,663-48.0% |
| Participant deferral / active EE | $10,083 | $8,455+19.3% | $8,087+24.7% | $6,691+50.7% |
| Admin fee / account holder | $2,728 | $9,690-71.8% | $7,899-65.5% | $13,402-79.6% |