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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,675 | $107,666+150.5% | $102,184+163.9% | $154,746+74.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 15.54% | 29.33%-13.8pp | 31.58%-16.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $32,969 | $3,846+757.2% | $3,594+817.4% | $4,379+652.9% |
| Participant deferral / active EE | $10,530 | $8,719+20.8% | $8,309+26.7% | $6,730+56.5% |
| Admin fee / account holder | $2,125 | $12,943-83.6% | $11,609-81.7% | $14,365-85.2% |