See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SYNOVUS TRUST COMPANY1 year Filed as: SYNOVUS TRUST COMPANY, NA Service code 26 · EIN 58-2145977 | Advisory (Participants) | $12,436 |
BLUESTAR RETIREMENT SERVICES1 year Filed as: BLUESTAR RETIREMENT SERVICES, INC. Service code 12 · EIN 59-3092339 | Direct payment from the plan; Contrac... | $8,764 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $3,435 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,527 | $73,638+2.6% | $95,952-21.3% | $73,488+2.8% |
| Participation rate | 33.7% | 76.2%-42.4pp | 77.1%-43.4pp | 70.7%-37.0pp |
| Annual return | 16.01% | 16.78%-0.8pp | 91.61%-75.6pp | 28.51%-12.5pp |
| Employer contribution / active EE | $764 | $1,863-59.0% | $2,541-69.9% | $2,270-66.4% |
| Participant deferral / active EE | $1,494 | $3,617-58.7% | $4,167-64.2% | $3,740-60.1% |
| Admin fee / account holder | $404 | $482-16.2% | $6,795-94.1% | $513-21.3% |