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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,191 | $53,128-46.9% | $86,582-67.4% | $70,126-59.8% |
| Participation rate | 57.5% | 65.3%-7.8pp | 73.5%-16.0pp | 69.5%-12.0pp |
| Annual return | 30.62% | 27.66%+3.0pp | 965.08%-934.5pp | 73.15%-42.5pp |
| Employer contribution / active EE | $1,595 | $2,068-22.9% | $2,839-43.8% | $2,343-31.9% |
| Participant deferral / active EE | $3,175 | $2,695+17.8% | $3,609-12.0% | $3,332-4.7% |
| Admin fee / account holder | $3,838 | $3,584+7.1% | $4,904-21.7% | $4,645-17.4% |