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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,389 | $62,583+90.8% | $76,767+55.5% | $64,173+86.0% |
| Participation rate | 96.8% | 72.8%+24.0pp | 77.0%+19.8pp | 69.6%+27.2pp |
| Annual return | -8.88% | -1.95%-6.9pp | 2.43%-11.3pp | 7.63%-16.5pp |
| Employer contribution / active EE | $11,934 | $1,832+551.4% | $2,485+380.2% | $2,381+401.3% |
| Participant deferral / active EE | $12,010 | $3,145+281.9% | $3,852+211.8% | $3,470+246.1% |
| Admin fee / account holder | $1,158 | $4,667-75.2% | $6,675-82.7% | $4,887-76.3% |