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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,898 | $217,432-76.1% | $185,849-72.1% | $167,536-69.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.90% | 148.42%-132.5pp | 122.10%-106.2pp | 478.82%-462.9pp |
| Employer contribution / active EE | $7,268 | $5,875+23.7% | $5,169+40.6% | $4,839+50.2% |
| Participant deferral / active EE | $3,353 | $6,357-47.3% | $5,569-39.8% | $6,342-47.1% |
| Admin fee / account holder | $829 | $19,818-95.8% | $16,244-94.9% | $12,315-93.3% |