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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,738 | $93,117+64.0% | $77,096+98.1% | $134,532+13.5% |
| Participation rate | 75.0% | 74.5%+0.5pp | 67.9%+7.1pp | 81.2%-6.2pp |
| Annual return | -15.26% | 62.67%-77.9pp | 42.35%-57.6pp | 418.27%-433.5pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $10,584 | $5,241+101.9% | $4,429+139.0% | $6,401+65.3% |
| Admin fee / account holder | $354 | $6,948-94.9% | $5,428-93.5% | $11,429-96.9% |