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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,234 | $167,353-64.0% | $143,797-58.1% | $134,545-55.2% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -11.56% | 0.48%-12.0pp | -0.04%-11.5pp | 418.37%-429.9pp |
| Employer contribution / active EE | $6,659 | $5,620+18.5% | $4,952+34.5% | $4,742+40.4% |
| Participant deferral / active EE | $4,610 | $6,447-28.5% | $5,638-18.2% | $6,401-28.0% |
| Admin fee / account holder | $2,905 | $18,096-83.9% | $14,679-80.2% | $11,431-74.6% |