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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,632 | $104,953-66.0% | $84,637-57.9% | $152,909-76.7% |
| Participation rate | 90.9% | 74.8%+16.1pp | 68.2%+22.7pp | 82.5%+8.5pp |
| Annual return | 21.16% | 373.94%-352.8pp | 258.82%-237.7pp | 345.46%-324.3pp |
| Employer contribution / active EE | $2,286 | $3,304-30.8% | $2,653-13.8% | $4,764-52.0% |
| Participant deferral / active EE | $5,996 | $4,691+27.8% | $3,900+53.7% | $5,851+2.5% |
| Admin fee / account holder | $326 | $6,244-94.8% | $4,914-93.4% | $11,601-97.2% |