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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,646 | $148,623+16.8% | $135,974+27.7% | $139,466+24.5% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 14.21% | 79.30%-65.1pp | 68.30%-54.1pp | 373.66%-359.5pp |
| Employer contribution / active EE | $2,835 | $5,246-46.0% | $4,859-41.7% | $4,754-40.4% |
| Participant deferral / active EE | $5,292 | $8,103-34.7% | $7,760-31.8% | $6,712-21.2% |
| Admin fee / account holder | $14,925 | $12,406+20.3% | $10,767+38.6% | $11,409+30.8% |