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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,634 | $138,076-81.4% | $123,553-79.3% | $135,380-81.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.09% | 153.70%-163.8pp | 119.21%-129.3pp | 519.81%-529.9pp |
| Employer contribution / active EE | $4,289 | $5,152-16.7% | $4,628-7.3% | $4,779-10.2% |
| Participant deferral / active EE | $6,920 | $6,800+1.8% | $6,426+7.7% | $5,609+23.4% |
| Admin fee / account holder | $1,239 | $10,917-88.7% | $9,284-86.7% | $10,828-88.6% |