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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,906 | $148,623-54.3% | $135,974-50.1% | $139,466-51.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 29.84% | 79.30%-49.5pp | 68.30%-38.5pp | 373.66%-343.8pp |
| Employer contribution / active EE | $6,383 | $5,246+21.7% | $4,859+31.4% | $4,754+34.3% |
| Participant deferral / active EE | $14,675 | $8,103+81.1% | $7,760+89.1% | $6,712+118.6% |
| Admin fee / account holder | $2,132 | $12,406-82.8% | $10,767-80.2% | $11,409-81.3% |