Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,251 | $98,766-46.1% | $149,730-64.4% | $79,852-33.3% |
| Participation rate | 24.4% | 75.8%-51.4pp | 82.5%-58.1pp | 69.6%-45.2pp |
| Annual return | 6.83% | 27.43%-20.6pp | 276.70%-269.9pp | 31.72%-24.9pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,268 | $5,681-60.1% | $6,843-66.8% | $3,740-39.4% |
| Admin fee / account holder | $3,589 | $6,052-40.7% | $9,310-61.5% | $5,306-32.4% |