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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,500 | $102,382-21.4% | $147,005-45.2% | $80,874-0.5% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.2%+15.8pp | 67.6%+30.3pp |
| Annual return | 20.32% | 134.89%-114.6pp | 418.76%-398.4pp | 35.62%-15.3pp |
| Employer contribution / active EE | $5,396 | $3,715+45.3% | $4,934+9.4% | $2,756+95.8% |
| Participant deferral / active EE | $13,424 | $6,646+102.0% | $8,070+66.3% | $4,297+212.4% |
| Admin fee / account holder | $6,025 | $7,942-24.1% | $13,006-53.7% | $6,935-13.1% |