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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,601 | $133,981-68.2% | $112,249-62.0% | $134,532-68.3% |
| Participation rate | 90.9% | 78.6%+12.4pp | 75.1%+15.8pp | 81.2%+9.7pp |
| Annual return | -17.59% | 47.16%-64.8pp | 27.48%-45.1pp | 418.27%-435.9pp |
| Employer contribution / active EE | $13,369 | $4,040+230.9% | $3,636+267.7% | $4,741+182.0% |
| Participant deferral / active EE | $5,367 | $5,292+1.4% | $4,729+13.5% | $6,401-16.1% |
| Admin fee / account holder | $1,251 | $7,492-83.3% | $6,412-80.5% | $11,429-89.1% |