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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,848 | $160,070-85.1% | $147,117-83.8% | $145,897-83.7% |
| Participation rate | 95.7% | 84.0%+11.6pp | 82.2%+13.5pp | 80.3%+15.3pp |
| Annual return | 19.24% | 98.69%-79.4pp | 420.54%-401.3pp | 552.29%-533.0pp |
| Employer contribution / active EE | $2,397 | $5,285-54.6% | $4,932-51.4% | $4,663-48.6% |
| Participant deferral / active EE | $6,223 | $8,419-26.1% | $8,065-22.8% | $6,689-7.0% |
| Admin fee / account holder | $557 | $15,035-96.3% | $12,993-95.7% | $13,390-95.8% |