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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,848 | $159,934-85.1% | $147,005-83.8% | $145,959-83.7% |
| Participation rate | 95.7% | 84.0%+11.7pp | 82.2%+13.5pp | 80.3%+15.4pp |
| Annual return | 19.24% | 98.24%-79.0pp | 418.76%-399.5pp | 561.95%-542.7pp |
| Employer contribution / active EE | $2,397 | $5,287-54.7% | $4,934-51.4% | $4,661-48.6% |
| Participant deferral / active EE | $6,223 | $8,427-26.2% | $8,070-22.9% | $6,689-7.0% |
| Admin fee / account holder | $557 | $15,053-96.3% | $13,006-95.7% | $13,398-95.8% |