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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,557 | $209,422-94.0% | $178,503-93.0% | $158,982-92.1% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 20.70% | 188.81%-168.1pp | 151.12%-130.4pp | 302.99%-282.3pp |
| Employer contribution / active EE | $1,654 | $5,707-71.0% | $5,011-67.0% | $4,763-65.3% |
| Participant deferral / active EE | $1,926 | $5,955-67.7% | $5,202-63.0% | $5,983-67.8% |
| Admin fee / account holder | $2,366 | $17,079-86.1% | $13,987-83.1% | $11,252-79.0% |