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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,679 | $94,749-68.7% | $112,899-73.7% | $139,466-78.7% |
| Participation rate | 50.0% | 81.3%-31.3pp | 80.5%-30.5pp | 80.3%-30.3pp |
| Annual return | 22.92% | 40.92%-18.0pp | 34.11%-11.2pp | 373.66%-350.7pp |
| Employer contribution / active EE | $1,634 | $4,630-64.7% | $4,566-64.2% | $4,754-65.6% |
| Participant deferral / active EE | $4,665 | $6,517-28.4% | $6,516-28.4% | $6,712-30.5% |
| Admin fee / account holder | $2,597 | $8,530-69.6% | $7,047-63.2% | $11,409-77.2% |