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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,267 | $109,372-23.0% | $89,414-5.8% | $158,966-47.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 3.31% | 345.55%-342.2pp | 245.50%-242.2pp | 302.95%-299.6pp |
| Employer contribution / active EE | $10,259 | $3,171+223.5% | $2,586+296.7% | $4,762+115.4% |
| Participant deferral / active EE | $8,150 | $4,598+77.2% | $3,890+109.5% | $5,983+36.2% |
| Admin fee / account holder | $6,391 | $6,156+3.8% | $4,883+30.9% | $11,250-43.2% |