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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,534 | $147,556+33.2% | $129,031+52.3% | $198,609-1.0% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 19.84% | 37.41%-17.6pp | 34.67%-14.8pp | 202.70%-182.9pp |
| Employer contribution / active EE | $13,041 | $3,645+257.8% | $3,226+304.2% | $5,055+158.0% |
| Participant deferral / active EE | $14,223 | $5,760+147.0% | $5,217+172.6% | $6,977+103.9% |
| Admin fee / account holder | $1,433 | $15,467-90.7% | $13,208-89.1% | $19,030-92.5% |