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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,463 | $138,114-28.0% | $125,391-20.7% | $134,545-26.1% |
| Participation rate | 89.5% | 84.5%+5.0pp | 82.4%+7.1pp | 81.2%+8.2pp |
| Annual return | -15.26% | 750.88%-766.1pp | 572.41%-587.7pp | 418.37%-433.6pp |
| Employer contribution / active EE | $7,595 | $5,246+44.8% | $4,816+57.7% | $4,742+60.2% |
| Participant deferral / active EE | $13,147 | $7,801+68.5% | $7,448+76.5% | $6,401+105.4% |
| Admin fee / account holder | $41,422 | $11,570+258.0% | $10,009+313.9% | $11,431+262.4% |