Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,957 | $101,795-85.3% | $165,100-90.9% | $80,959-81.5% |
| Participation rate | 36.4% | 71.8%-35.5pp | 78.6%-42.3pp | 67.7%-31.3pp |
| Annual return | 1.79% | 16.73%-14.9pp | 70.21%-68.4pp | 35.67%-33.9pp |
| Employer contribution / active EE | $1,079 | $2,954-63.5% | $4,348-75.2% | $2,757-60.9% |
| Participant deferral / active EE | $1,496 | $4,476-66.6% | $6,035-75.2% | $4,300-65.2% |
| Admin fee / account holder | $922 | $8,221-88.8% | $12,696-92.7% | $6,925-86.7% |