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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,426 | $148,629-86.9% | $135,982-85.7% | $139,487-86.1% |
| Participation rate | 41.2% | 83.9%-42.7pp | 81.9%-40.7pp | 80.3%-39.2pp |
| Annual return | 20.85% | 79.33%-58.5pp | 68.32%-47.5pp | 373.84%-353.0pp |
| Employer contribution / active EE | $1,746 | $5,247-66.7% | $4,859-64.1% | $4,755-63.3% |
| Participant deferral / active EE | $3,552 | $8,102-56.2% | $7,760-54.2% | $6,713-47.1% |
| Admin fee / account holder | $3,792 | $12,406-69.4% | $10,767-64.8% | $11,407-66.8% |