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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,719 | $56,287-54.3% | $80,977-68.2% | $62,881-59.1% |
| Participation rate | 66.7% | 68.9%-2.3pp | 75.8%-9.1pp | 69.3%-2.6pp |
| Annual return | 10.14% | 22.13%-12.0pp | 17.11%-7.0pp | 20.14%-10.0pp |
| Employer contribution / active EE | $3,593 | $1,943+84.9% | $3,715-3.3% | $2,281+57.5% |
| Participant deferral / active EE | $5,403 | $4,196+28.8% | $5,696-5.1% | $3,203+68.7% |
| Admin fee / account holder | $4,531 | $3,742+21.1% | $5,517-17.9% | $4,296+5.5% |