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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,731 | $93,117+65.1% | $77,096+99.4% | $134,532+14.3% |
| Participation rate | 50.0% | 74.5%-24.5pp | 67.9%-17.9pp | 81.2%-31.2pp |
| Annual return | -17.27% | 62.67%-79.9pp | 42.35%-59.6pp | 418.27%-435.5pp |
| Employer contribution / active EE | $1,554 | $3,420-54.6% | $2,814-44.8% | $4,741-67.2% |
| Participant deferral / active EE | $7,980 | $5,241+52.3% | $4,429+80.2% | $6,401+24.7% |
| Admin fee / account holder | $490 | $6,948-92.9% | $5,428-91.0% | $11,429-95.7% |