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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,841 | $100,073+101.7% | $85,126+137.1% | $145,877+38.4% |
| Participation rate | 44.4% | 74.1%-29.7pp | 67.5%-23.1pp | 80.3%-35.9pp |
| Annual return | 13.28% | 84.11%-70.8pp | 66.63%-53.4pp | 551.28%-538.0pp |
| Employer contribution / active EE | $2,153 | $3,236-33.5% | $2,731-21.2% | $4,663-53.8% |
| Participant deferral / active EE | $7,511 | $5,294+41.9% | $4,523+66.1% | $6,691+12.3% |
| Admin fee / account holder | $20 | $7,261-99.7% | $6,160-99.7% | $13,402-99.9% |