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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,828 | $54,355-70.9% | $82,744-80.9% | $68,486-76.9% |
| Participation rate | 37.5% | 63.9%-26.4pp | 72.6%-35.1pp | 67.9%-30.4pp |
| Annual return | -16.77% | -13.67%-3.1pp | 702.22%-719.0pp | -7.85%-8.9pp |
| Employer contribution / active EE | $535 | $2,219-75.9% | $3,008-82.2% | $2,597-79.4% |
| Participant deferral / active EE | $1,533 | $3,246-52.8% | $4,395-65.1% | $4,028-61.9% |
| Admin fee / account holder | $694 | $4,397-84.2% | $5,325-87.0% | $5,404-87.2% |