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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,372 | $77,523+12.7% | $100,383-13.0% | $80,874+8.0% |
| Participation rate | 94.0% | 77.0%+17.0pp | 81.5%+12.5pp | 67.6%+26.4pp |
| Annual return | 11.00% | 37.21%-26.2pp | 49.26%-38.3pp | 35.62%-24.6pp |
| Employer contribution / active EE | $1,894 | $2,801-32.4% | $3,944-52.0% | $2,756-31.3% |
| Participant deferral / active EE | $4,469 | $6,822-34.5% | $8,086-44.7% | $4,297+4.0% |
| Admin fee / account holder | $16,567 | $5,899+180.9% | $7,900+109.7% | $6,935+138.9% |