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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,207 | $59,813-57.9% | $79,580-68.3% | $68,486-63.2% |
| Participation rate | 73.5% | 61.1%+12.5pp | 69.5%+4.0pp | 67.9%+5.6pp |
| Annual return | -18.63% | -12.30%-6.3pp | 0.15%-18.8pp | -7.85%-10.8pp |
| Employer contribution / active EE | $4,641 | $1,505+208.4% | $2,413+92.3% | $2,597+78.7% |
| Participant deferral / active EE | $2,537 | $3,024-16.1% | $3,985-36.3% | $4,028-37.0% |
| Admin fee / account holder | $1,852 | $4,835-61.7% | $6,835-72.9% | $5,404-65.7% |