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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,248 | $71,230-50.5% | $93,727-62.4% | $80,959-56.5% |
| Participation rate | 86.7% | 60.4%+26.3pp | 68.7%+18.0pp | 67.7%+19.0pp |
| Annual return | 20.01% | 11.26%+8.8pp | 133.83%-113.8pp | 35.67%-15.7pp |
| Employer contribution / active EE | $5,325 | $1,565+240.2% | $2,421+119.9% | $2,757+93.1% |
| Participant deferral / active EE | $2,618 | $4,037-35.1% | $4,417-40.7% | $4,300-39.1% |
| Admin fee / account holder | $490 | $6,961-93.0% | $8,292-94.1% | $6,925-92.9% |