Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $338 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,629 | $59,535-55.3% | $90,161-70.5% | $62,293-57.3% |
| Participation rate | 62.5% | 73.0%-10.5pp | 76.9%-14.4pp | 69.5%-7.0pp |
| Annual return | 56.97% | 23.53%+33.4pp | 34.89%+22.1pp | 28.90%+28.1pp |
| Employer contribution / active EE | $0 | $1,826-100.0% | $3,318-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $8,597 | $4,639+85.3% | $5,287+62.6% | $3,169+171.3% |
| Admin fee / account holder | $3 | $337-99.2% | $5,943-100.0% | $479-99.4% |