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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,344 | $112,131+4.6% | $95,964+22.3% | $158,982-26.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.41% | 171.19%-165.8pp | 91.64%-86.2pp | 302.99%-297.6pp |
| Employer contribution / active EE | $15,928 | $3,199+397.9% | $2,541+526.7% | $4,763+234.4% |
| Participant deferral / active EE | $17,875 | $4,784+273.6% | $4,167+329.0% | $5,983+198.7% |
| Admin fee / account holder | $464 | $10,136-95.4% | $6,797-93.2% | $11,252-95.9% |