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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,046 | $176,120-82.4% | $159,487-80.5% | $167,553-81.5% |
| Participation rate | 40.9% | 85.0%-44.0pp | 82.8%-41.9pp | 82.1%-41.2pp |
| Annual return | 19.79% | 331.95%-312.2pp | 263.71%-243.9pp | 478.89%-459.1pp |
| Employer contribution / active EE | $1,844 | $5,299-65.2% | $4,831-61.8% | $4,840-61.9% |
| Participant deferral / active EE | $2,974 | $7,752-61.6% | $7,354-59.6% | $6,343-53.1% |
| Admin fee / account holder | $5,309 | $12,561-57.7% | $10,804-50.9% | $12,316-56.9% |