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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,177 | $124,330-59.6% | $109,173-54.0% | $167,536-70.1% |
| Participation rate | 95.0% | 79.5%+15.5pp | 75.9%+19.1pp | 82.1%+12.9pp |
| Annual return | 10.31% | 26.04%-15.7pp | 25.75%-15.4pp | 478.82%-468.5pp |
| Employer contribution / active EE | $7,618 | $4,209+81.0% | $3,723+104.6% | $4,839+57.4% |
| Participant deferral / active EE | $7,363 | $5,256+40.1% | $4,654+58.2% | $6,342+16.1% |
| Admin fee / account holder | $2,892 | $7,974-63.7% | $6,755-57.2% | $12,315-76.5% |