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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL LIFE INSURANCE CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $1,010 |
Service code 99 · EIN 46-2021354 | Other Fees | $450 |
Filed as: ENVESTNET Service code 27 | Advisory (Plan) | $0 |
Filed as: ENVESTNET RET Service code 27 · EIN 04-1590850 | Advisory (Plan) | $0 |
Filed as: FIRST PARTY ADMINISTATOR LLC Service code 99 | Other Fees | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,574 | $51,466-71.7% | $78,778-81.5% | $62,293-76.6% |
| Participation rate | 89.5% | 59.8%+29.7pp | 69.2%+20.3pp | 69.5%+20.0pp |
| Annual return | 20.15% | 19.96%+0.2pp | 35.62%-15.5pp | 28.90%-8.8pp |
| Employer contribution / active EE | $624 | $827-24.6% | $1,986-68.6% | $2,042-69.4% |
| Participant deferral / active EE | $3,015 | $2,147+40.4% | $2,958+1.9% | $3,169-4.9% |
| Admin fee / account holder | $7 | $489-98.5% | $5,134-99.9% | $479-98.4% |