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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,893 | $138,102-38.5% | $125,381-32.3% | $134,532-36.9% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -17.91% | 750.73%-768.6pp | 572.31%-590.2pp | 418.27%-436.2pp |
| Employer contribution / active EE | $3,174 | $5,245-39.5% | $4,815-34.1% | $4,741-33.0% |
| Participant deferral / active EE | $8,546 | $7,801+9.6% | $7,448+14.7% | $6,401+33.5% |
| Admin fee / account holder | $9,136 | $11,568-21.0% | $10,007-8.7% | $11,429-20.1% |