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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,681 | $176,402-96.2% | $134,162-95.0% | $158,966-95.8% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 16.86% | 63.66%-46.8pp | 36.35%-19.5pp | 302.95%-286.1pp |
| Employer contribution / active EE | $0 | $5,042-100.0% | $3,705-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,568 | $4,093-61.7% | $3,500-55.2% | $5,983-73.8% |
| Admin fee / account holder | $600 | $8,719-93.1% | $6,685-91.0% | $11,250-94.7% |