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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,828 | $103,164-23.6% | $90,259-12.7% | $154,746-49.1% |
| Participation rate | 20.0% | 76.1%-56.1pp | 70.7%-50.7pp | 80.7%-60.7pp |
| Annual return | 18.06% | 19.25%-1.2pp | 18.88%-0.8pp | 172.34%-154.3pp |
| Employer contribution / active EE | $706 | $2,532-72.1% | $2,291-69.2% | $4,379-83.9% |
| Participant deferral / active EE | $2,439 | $4,422-44.8% | $3,827-36.3% | $6,730-63.8% |
| Admin fee / account holder | $818 | $8,593-90.5% | $7,267-88.7% | $14,365-94.3% |