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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,828 | $147,594-46.6% | $121,871-35.3% | $198,609-60.3% |
| Participation rate | 20.0% | 78.0%-58.0pp | 73.2%-53.2pp | 82.4%-62.4pp |
| Annual return | 18.06% | 12.94%+5.1pp | 13.57%+4.5pp | 202.70%-184.6pp |
| Employer contribution / active EE | $706 | $3,007-76.5% | $2,731-74.1% | $5,055-86.0% |
| Participant deferral / active EE | $2,439 | $5,168-52.8% | $4,318-43.5% | $6,977-65.0% |
| Admin fee / account holder | $818 | $15,134-94.6% | $11,551-92.9% | $19,030-95.7% |