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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,630 | $45,566-43.8% | $64,105-60.0% | $59,633-57.0% |
| Participation rate | 77.2% | 60.2%+17.0pp | 68.2%+9.0pp | 68.7%+8.5pp |
| Annual return | -4.07% | 4.95%-9.0pp | 791.24%-795.3pp | 2041.40%-2045.5pp |
| Employer contribution / active EE | $650 | $934-30.4% | $1,820-64.3% | $2,203-70.5% |
| Participant deferral / active EE | $2,714 | $2,057+31.9% | $2,822-3.8% | $3,192-15.0% |
| Admin fee / account holder | $1,072 | $3,268-67.2% | $4,499-76.2% | $4,297-75.1% |