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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,461 | $183,988-69.9% | $162,177-65.8% | $152,897-63.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 18.04% | 150.79%-132.7pp | 115.60%-97.6pp | 345.43%-327.4pp |
| Employer contribution / active EE | $11,576 | $6,370+81.7% | $5,613+106.2% | $4,764+143.0% |
| Participant deferral / active EE | $6,829 | $8,032-15.0% | $7,297-6.4% | $5,851+16.7% |
| Admin fee / account holder | $1,052 | $13,123-92.0% | $10,843-90.3% | $11,599-90.9% |