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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,857 | $160,059-69.5% | $140,019-65.1% | $135,379-63.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -5.08% | 911.44%-916.5pp | 651.15%-656.2pp | 519.79%-524.9pp |
| Employer contribution / active EE | $1,155 | $6,420-82.0% | $5,605-79.4% | $4,779-75.8% |
| Participant deferral / active EE | $5,749 | $7,641-24.8% | $6,927-17.0% | $5,609+2.5% |
| Admin fee / account holder | $30,000 | $13,328+125.1% | $10,705+180.2% | $10,828+177.1% |