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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,176 | $138,114-60.1% | $125,391-56.0% | $134,545-59.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -30.87% | 750.88%-781.8pp | 572.41%-603.3pp | 418.37%-449.2pp |
| Employer contribution / active EE | $6,762 | $5,246+28.9% | $4,816+40.4% | $4,742+42.6% |
| Participant deferral / active EE | $10,553 | $7,801+35.3% | $7,448+41.7% | $6,401+64.9% |
| Admin fee / account holder | $431 | $11,570-96.3% | $10,009-95.7% | $11,431-96.2% |