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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,458 | $84,628+10.4% | $61,501+52.0% | $134,545-30.5% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -16.83% | 585.61%-602.4pp | 339.04%-355.9pp | 418.37%-435.2pp |
| Employer contribution / active EE | $1,743 | $1,545+12.8% | $1,160+50.3% | $4,742-63.3% |
| Participant deferral / active EE | $1,743 | $2,819-38.2% | $2,125-18.0% | $6,401-72.8% |
| Admin fee / account holder | $8,482 | $2,587+227.8% | $2,132+297.9% | $11,431-25.8% |