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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,237 | $201,344-83.0% | $184,243-81.4% | $145,877-76.5% |
| Participation rate | 50.0% | 87.5%-37.5pp | 86.8%-36.8pp | 80.3%-30.3pp |
| Annual return | 12.42% | 29.01%-16.6pp | 28.82%-16.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,834 | $7,022-59.7% | $6,427-55.9% | $4,663-39.2% |
| Participant deferral / active EE | $3,537 | $9,807-63.9% | $9,132-61.3% | $6,691-47.1% |
| Admin fee / account holder | $452 | $16,382-97.2% | $13,914-96.8% | $13,402-96.6% |