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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,462 | $175,231-62.6% | $149,696-56.3% | $139,466-53.1% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 19.09% | 166.77%-147.7pp | 134.46%-115.4pp | 373.66%-354.6pp |
| Employer contribution / active EE | $3,098 | $5,478-43.5% | $4,821-35.7% | $4,754-34.8% |
| Participant deferral / active EE | $9,643 | $6,521+47.9% | $5,682+69.7% | $6,712+43.7% |
| Admin fee / account holder | $519 | $16,155-96.8% | $13,212-96.1% | $11,409-95.5% |