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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,999 | $185,312-69.2% | $161,489-64.7% | $154,746-63.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.74% | 103.84%-88.1pp | 89.72%-74.0pp | 172.34%-156.6pp |
| Employer contribution / active EE | $9,449 | $4,769+98.1% | $4,268+121.4% | $4,379+115.8% |
| Participant deferral / active EE | $9,135 | $6,350+43.9% | $5,630+62.3% | $6,730+35.7% |
| Admin fee / account holder | $3,252 | $18,654-82.6% | $16,006-79.7% | $14,365-77.4% |